Insurance won't fix the fact that all of her photos and negatives were put in a box with soaking wet sweaters. No, she blew it with insurance. she had just moved into the apartment, we paid the first year, and she let it lapse because she was never billed to renew.
About a half hour ago, we had a minor earth tremor. One of them in OKC just shook the hole town. I can already see the people waiting for the power to go out.