You don't need to to be an expert to cut a card with a bullet--you also don't need to shoot .01moa, and you don't even have to be able to see the card.
I have done this with a pistol at shorter ranges, and the key is to make a visible aiming point on the target backboard that is lined up with the card. It also helps (if you're using a pistol) to orient the card vertically.
You will also have to have a firearm/ammo/sight combo that is capable of shooting all its rounds into holes that touch each other at the range you intend to shoot if you want to make the shot every time.
BTW, I am NRA certified to teach basic safety courses in Home Firearm Safety, Rifle, Pistol, Shotgun, and Personal Protection. I think I can say with some authority that being certified is not necessarily evidence of being an expert. And perhaps some will agree with me now that I have made this revelation!