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Petah --
Your post is completely and totally false. A 18y/o may own a handgun, they just cannot purchase one on their own from a FFL. A 18y/o can purchase a handgun via private party, so parents do not even need to be involved (unless their is a state law prohibiting it). If your parents purchase a handgun for you on your 18th birthday, and your state allows it, it's legal.
Ammo is more difficult, since most anyone who sells ammo will conclude that your ammo is for a handgun, and that it is not legal to sell ammo for a pistol to a 18-20 y/o. You could say its for a rifle, but that's also not legal if you don't own a rifle in that caliber. Of course they could just not ask, since there is no requirement to do so, and you could just not say anything either.
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