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I do not currently have my CHL but you do not have to have one to carry in your vehicle in Texas.
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That is correct, but if it's a handgun it MUST be concealed in TX.
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I'm not sure if you have to tell them in TX but I did so to avoid any trouble.
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In TX, if you have a CHL you must notify the officer.
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I've been told by some who have that the best way to handle it is to simply pass your CHL along with your driver's license to the officer.
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That's a good way to handle it because that's actually what the law requires. Basically TX law says that if he asks for identification you must provide your CHL (if you're carrying) along with whatever identification he requested.
If you do NOT have a CHL you are not required to notify the officer you are carrying. Yes, I know that's stupid. It doesn't have to make sense--it's just the way the law reads.