[Brian Pfleuger]

I will be interested to see what people have to say about this.

I would guess that your higher choices don't even scratch the surface.

In other words, I think that the cost is generally going to be next to nothing, like $100 or $200 or less, or it's going to be astronomical. If you actually get charged or sued in civil court then $5000 is not even going to cover the retainer.