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That's true, but there may be reasons for that too. Maybe he was embarrassed enough already, and realized from your response that his idea to ask for help might be a bad one. He might live in that direction and was headed home to dig for change in the coach, or finally suck it up and ask a friend for help. You never know. Or, it's entirely possible that it was a scam. I'm just saying, there could easily be legitimate reasons.
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Most unlikely.
Aggressive "panhandling" is a chronic problem in our downtown area. I have been asked for change or a couple of bucks "for the bus" daily for the last two decades.
I never give a panhandler money for the same reason I do not feed pigeons; it creates a problem.
More pertinent to this thread though is the danger you create whenever you touch your wallet in public. You let everyone know that you have it and where to find it.