Never turn up a chance to sue, if you have any real chance of collecting.
Having said that, maybe some kind of insurance might be a good idea. A few years ago the NRA put out a figure that the average cost for a "rightous" shooting was $50,000.
Getz (the NYC subway shooter), was sued by the scum that were trying to rob him and they were awarded $1,000,000. These were really bad guys, and they still won. So maybe insurance is worth looking into.
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