Every company has their lemons they make. I must say Charter Arms is the company I have not heard much flack from. It's either Taurus or Rossi. When it comes to carrying to protect my life and/or other family members, I will pay the extra $20~$80 and get the S&W. I will buy less name brands for target shooting. Charter/Taurus revolvers are like $299~$330 vs a smith $360~$400[I am just talking about the snubnose .38's]
Charters look solid to me, nothing like a Ruger but a big step ahead of Taurus.
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