[lcpiper]

As for which guns, I would keep it simple. This is how I would approach it but not how everyone would.

Carry gun, range/love gun, light duty target gun and secondary carry gun.

Here is the idea.

Get a .22 for the range, fun, etc. it's cheap to shoot. A Smith DA revolver or a Ruger SA will both fit the bill fine.

Get a matching pair of carry guns, 9mm is as inexpensive as it gets. Think about it, if you actually use one in self defense it will be seized as evidence and you will need a backup. They don't actually have to be the same model but it would be nice if they were close, form follows function.

The last is the sweat Heart, maybe a Beretta 92FS Inox or a nice Sig Combat Elite, A nice 1911 would be great too unless you think they are not your thing. A Gun that is really nice and you just thinks it's a really nice gun. Whatever caliber you want will work just fine.

This is a suggestion on how to approach the situation as a whole, add personal preference and you are set.