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This is why I'm so careful when handling my firearms. I follow all the simple rules. I never put finger inside the trigger guard until I'm ready to shoot. I never point the weapon at anything unless I intend to kill it (except in training when I'm 100% sure the weapon is unloaded)...etc, etc. I don't want to say it won't happen, because it can happen to anyone, but I seriously doubt I'll have a negligent discharge as careful as I am. When I'm about to handle my firearm, I check the chamber, then check it again, and sometimes even a third time to ensure it's not loaded. Even if it was sitting in my safe, and I know it was unloaded when I put it away, and I was the last one to touch it or have access to it, I still double check it. I'm just too afraid of having an ND, therefore I'm overly cautious.
Bottom line is, get in the habit of ALWAYS checking your firearms chamber to ensure its not loaded before handling your weapon. If it goes out of your sight for more than 5 seconds, check it!
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