The Firing Line Forums - View Single Post - Any benefit to paying via credit card vs paying via check/moneyorders?

Skans · October 22, 2013, 09:22 AM

I have never used a credit card to pay for an interstate firearm purchase. I pay with money order(s) or personal check. I prefer paying with personal check, because it is easier and I have a solid record of the transaction. If I get ripped off, it is not that difficult to get the video from the bank where the check was deposited/cashed - I've done this before in a non-gun related matter.

Typically, I will ask to pay by personal check and give the seller whatever time (up to 3 weeks, if he wants) to let the check clear before shipping. Checks usually clear now in 3 days, so I have never been delayed by this.

If I REALLY WANT THE GUN, I will sometimes agree to pay by money order. One reason I don't like using money orders is because it requires that I spend almost 2 hours driving to the bank to get $$$$ cash, then driving to the post office and waiting in line to purchase money orders. I have to take time off from work to do this! So, if a seller is going to make me jump through the hoops of getting money orders, the price (and rarity of the gun) must really justify this.

October 22, 2013, 09:22 AM	#6
Skans Senior Member Join Date: November 20, 2008 Posts: 11,132	I have never used a credit card to pay for an interstate firearm purchase. I pay with money order(s) or personal check. I prefer paying with personal check, because it is easier and I have a solid record of the transaction. If I get ripped off, it is not that difficult to get the video from the bank where the check was deposited/cashed - I've done this before in a non-gun related matter. Typically, I will ask to pay by personal check and give the seller whatever time (up to 3 weeks, if he wants) to let the check clear before shipping. Checks usually clear now in 3 days, so I have never been delayed by this. If I REALLY WANT THE GUN, I will sometimes agree to pay by money order. One reason I don't like using money orders is because it requires that I spend almost 2 hours driving to the bank to get $$$$ cash, then driving to the post office and waiting in line to purchase money orders. I have to take time off from work to do this! So, if a seller is going to make me jump through the hoops of getting money orders, the price (and rarity of the gun) must really justify this.