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A revokable living trust is what most people use.
I bought an older version of Quicken on Amazon for about $9 shipped. I bought an older version, because the newer version costs more, and apparently the trust function is 'on line' vs 'on the disk' on the older version (I'm in Afghanistan right now, and I didn't want to depend on an internet connection).
It's very easy to do, just do a ton of reading first. No rocket science, but a lot of nuance. I would recommend finding some place with a more active NFA forum, or do a lot of googling to answer your questions.
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