Let me get this straight. You said
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The story that follows is very relevant to defensive shootings, please leave unless decided otherwise. So many people expect everything to be clear, and properly represented to jury and prosecutors.
that is a huge mistake.
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and that we should fear the legal system.
You then share you experiences regarding a parkinglot collision that had nothing to do with a jury and prosecutors.
Then you note...
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I'm not at all worried about the situation. The other driver admitted liability. the other insurance company accepted liability. everything turned out right, in spite of the probabilities.
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In other words, you are saying that we should fear the legal and what goes on in court despite the fact that your even had nothing to do with going to court and the system worked properly as it had the correct outcome.