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I over exaggerated a simple question in my original post,but what I simply want to know is,if I see a BG in my house,do I cock the hammer or not before I point it at him and say "don't move"????
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No, you do not "cock" the hammer on your revolver. This is just an accident waiting to happen.
If you know you have intruders in the home you do not go "investigate". You hole up in the room you are in behind cover and call 911. To do anything else is foolish at best. If you have to marshall other family members in to the safe room, then that changes the scenario a bit, but you still don't go looking for the intruder. You are only going to rescue an innocent, and bring them to safety.
Please, please, please get some training before you hurt yourself or an innocent. I'm not knocking you, as we were all beginners once, and I learn something new everyday, but having been in more than one armed encounter I can tell by your question that you need some good quality training.
Take care and stay safe.
Biker