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Crooks want it easy and need intimidation for their scheme to work. If they walk into a bank and see a couple of guys standing in line and packing, they're gonna just turn, walk back out, and look for an easier target. Hard to intimidate a guy wearing a 1911.
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While I agree with this for the most part, playing devil's advocate says that you'll be the first killed in a truly organized bank robbery, as you will appear to be the one likely to cause the most trouble.