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I have a similar problem, i have trouble getting to sleep and would like to try earplugs, but that sounds like a terrible idea when it comes to home defense.
The way i see it is, i would hope an alarm system would wake you through your headphones/earplugs, and if you don't have an alarm system that's more of a problem than watching a movie with headphones on. An intruder could always get lucky and enter your home quietly, nice clean break on a window, through the basement, break in timed with a car driving by or a lightning strike. Those last couple are pretty far odds, but since when has good/bad odds affected our decisions to protect ourselves? that's a gun control talking point.
Personally, my home doesn't have an alarm system and i wish it did. I've been shopping around but our money is stretched out as it is. Got some loud mouth dogs though... and i don't sleep with the earplugs.
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