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All of the above plus...
In days of yore, before lawyers outnumbered humans, a warning of risk was considered worth reading AND paying attention. Some .38 special loads were posted "Heavy Frame Guns Only". This was sufficient to keep the hot loads out of most of the small frames, pot metal guns and older top breaks. This was also before the advent of the weaker aluminum alloy and stainless steel guns.
Now a box could be covered solid with warnings and if a person uses that ammo in an inappropriate gun with subsequent injury.....there will likely be a suit with great expense to the publisher or manufacturer, regardless of who wins the suit.
Starting at the minimum recommended load and working up carefully is always a good idea. Pressures in real life will usually vary from the test gun. Your gun has a unique bore size, chamber size and timing.
Sam.......still have ten fingers.
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