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If you're not concerned with fire flood theft then of course you have no use for insuring your firearms.
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Correct. I have no firearms insurance beyond what the basic policy covers. My safe provides all the insurance I need.
No amount of money will replace most of the firearms I own due to their uniqueness or nostalgia, so I don't bother to pay the insurance company money for something that can't be replaced. 
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Member: Orange Gunsite Family, NRA--Life, ARTCA, and American Legion.
Caveat Emptor: Cavery Grips/AmericanGripz/Prestige Grips/Stealth Grips from Clayton, NC. He is a scammer
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