I was looking through Wired magazine tonight and came upon this product line...looks like they have several items that could be easily modified to CCW use, and they look absolutely nothing at all like "gun fanny packs."
http://www.yakpak.com
look especially at the Hip/Holster Bags and the Waist Packs, and possibly an item or two in the Shoulder section. Some of these could be especially useful for the bicycle/motorcycle riders here... If anyone tries one of these, let me know how it works out. They even offer a lot of the bags in camo!
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-stark-
http://www.23x.com/stark/guns