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I like to be prepared for the possibility, however small, that I will be the one.
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Sure, we'd all like that. However, it isn't possible, so we need to decide what possibilities we can prepare for and what possibilities we should prepare for. Is it better to prepare for a BG attacking you in a parking lot or to prepare for a tiger leaping through your living room window and trying to eat you? Both are possible.
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3. There are no statistics that can tell us anything really useful about a single event that hasn’t even happened yet.
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Sure there are. For example, statistics can tell us that you are probably going to be better off in a vehicle accident if you are using your seat belt than if you are not using it.