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You mean the mission of the fire department is not to put out fires? So if my house is on fire, I shouldn't bother to call the fire department?
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Well, your neighbors would certainly appreciate it if you called, since it's going to make a bigger difference to them than it will to you.
Unless you can notify the fire department *very* early on, the damage to your house is probably going to be about the same either way - it'll either burn to the foundation one way, or it'll be half burnt-out and completely waterlogged the other way.