I believe the rules of engagement have changed since I was in the business. It used to be if you took possession of a customers's gun and they left your place of business you had to have a bound logbook and an FFL. If they stood there and watched you didn't. Recently I have read several threads about this and the consensus was that now if you touch a customer's gun and take their money you are required to hold an FFL. I believe if you're willing to crawl through all of the crap on the BATFE's website this is explained. There is also the liability issue to think about. Glad I'm retired now. After all of the stupid crap I've seen the BATFE do I will never deal with them again.
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