I'd go for a Remington 870 Express or a Mossberg 500. Both are pump action & extremely reliable. They have all different kinds of configurations. Just go look & handle some & choose the one that fits your needs. As far as where to keep it. That depends on if you have kids. If you do, keep it in a safe no matter what. If you don't, keep it close to the bed where you can get to it fast in the middle of the night. Don't keep a round in the chamber. Wait until you hear the intruder & rack the slide as loud as you can. That will usually do the trick. If not... you know what to do.
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