The gang of people is a rare event - it is a Black Swan event - but it can happen as can a high intensity gun fight.
Reginald Denney - a one in a million event but it happened to him.
Being in a mall rampage as the officer was in Omaha with limited ammo.
Being in a school shooting with more than one attacker (Columbine and Jonesboro) with the fight being at some distance.
Having a car full of racists, hooligans, or whatever decide to come for you. Seen that twice.
So rather than dismiss the risk - it is better to say that it is a small risk and you choose to not to worry about that one. But to say, it can't happen is foolish.
Also, it is not hard with modern equipment to carry a semi with an extra mag or two and be comfortable.
Thus, the odds argument as presented here is usually a misinterpretation of statistics and risk analysis. You set a reasonable criterion and stick with it.
The reasonable level is usually a primary and a reload. Dress can suggest the J frame or a speed loader but it's not hard to do a reasonable semi and a mag.
You probably will never need any of these.
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NRA, TSRA, IDPA, NTI, Polite Soc. - Aux Armes, Citoyens
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