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If you wanna be your friends on-the-cheap gun source, get an 01 FFL and be done with it!
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I'm planning to do that when I retire. A "kitchen table" FFL with no inventory and just do $20 transfers plus register as a distributor for Davidson's, Bud's, etc. And I'll be able to use the USPS to receive and ship handguns for my personal collection (which I can't do with a 03 FFL)
Hopefully GCA'68 will have been totally repealed or declared unconstitutional by then and ruin my plans.