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Any discussion on this matter in terms of preparation?
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Just how often does this happen in Miami? THIS scenario is an anomaly - plain and simple. If you try to prepare for any and every possible scenario, including natural disasters, zombie apocalypses, etc. you will have wasted your entire life living in a state of fear. That isn't living.......
Be aware, yes; be reasonably prepared for normal situations, absolutely; but trying to determine and prepare for the sky falling is a waste of breath, IMO. I am too busy trying to enjoy what time I have left to spend it living in fear and trepidation while looking for BGs under every bed and behind every bush..... YMMV