If you are considering a .32 then you should consider a Seecamp LWS .32...
Take a look....
http://www.seecamp.com/
Also the Seecamp forum...
http://www.seecamp.com/cgi-bin/yabb2/YaBB.pl
They are a bit more pricey then the rest... $350 used to $400-500 New..
They are well made, and very concealable...
But if you want the cheapest they are not...
PM me if I can help you with any other information about them...