I usually carry IWB, so I would not feel comfortable holstering my gun - which is under my shirt/sweater/jacket - without either looking, or feeling with my other hand.
I'm not worried about my holster or finger hitting the trigger, but rather a bunched up knot of clothing.
In a real world scenario, I can't imagine holstering my gun if I was still unsure enough about my surroundings to be able to shift my focus to my holster for the 1-3 seconds it takes to put it away.
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si vis pacem para bellum
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