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and I like the fact that the full power of the USPS could come down on the seller if he tried to pull something
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The USPS will not get involved in a single individual case. The notion that the feds will descend on someone who ripped you off for a couple hundred dollars just because you used a USPS money order is nonsense.
I've done such deals before. I've googled their screen names to see if anything negative turns up. You'd be amazed at what you can find. Some guy was selling a gun on a site, and he'd already ripped off some guys on the same gun on a couple other forums. And he used the same screen name everywhere.
I contact the seller and have him give me his real name and address. I do a people search and make sure it's a real physical address and not some empty lot somewhere. I also make sure the phone number matches the address.
And if I didn't find any negatives, and the above info checks out, I've bought the gun.