It happens you are right Scorch... I took it to an Antique Arms dealer and asked them to take a look. They identified it as you predicted, a model 1889, chambered in 32-20.
It has been used "but well cared for". They were also helpful in verifying it would not be safe to use modern ammunition in this black powder gun, adding that ammunition is indeed available, and cautioning that keeping the gun clean would be an issue.
Apparently these guns are worth about $670.. so I think I won't sell it, and since black powder ammunition is as pricey as it is, I may not shoot it much.
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