I carry BHP's and 1911's hammer down on a loaded chamber. They have inertial firing pins. While extremely rare, if the sear breaks on a Series 70 or any 1911 without a firing pin safety or an older BHP, the gun may discharge depending on the break even with the safety engaged. There is very little danger of a discharge with either of these guns unless you drop it from quite a ways muzzle first or hammer first onto a hard surface.
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