[Bulldozer]

I find myself often carrying my 3" M-66 crossdraw in the coldest winter months as it is easier to get to than behind the hip IWB/OWB with all the layers of clothing on. I can just lift the front of the jacket/sweater/etc with left hand as right hand reaches for the piece.

And yes, practice with gloves on. I have thinsulate lined leather ultra-thin gloves that I practice with fairly frequently. Since winter starts in late October and runs until Memorial Day in my area, I need to be conversant with weapons handling in these conditions.

If you are carrying, also practice reloads with the gloves on. This is one area where the safariland Comp I/II design beats the HKS. Having to try and turn that damned knob on the HKS is a major hassle, whereas the Comp push-in design is far easier.