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I would never relinquish possession of a gun without being paid first....I have done a few of these deals here and there, two in this forum. The members here were both around for a long enough time and had enough posting history for me to feel comfortable.
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Therein lies the difference. I'd much rather buy from a fellow forum member with posting history, than from someone posting in the classifieds elsewhere. The OP was buying from an unknown person, not a forum member.
But I agree, letting go of the gun before payment would make me uneasy.