There is no right answer here. Don't chase after a BG for any stolen property, it can be replaced. Guns should be carried on your person, never in a bag or purse.
The best advice I have is to learn the laws where you live and get a defensive mindset in place. Run scenarios with your loved ones about situations just like this. Always plan for the worst, but hope for the best.
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My EDC:
Gun
Wallet
Brain (Use this one the most)
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