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Just because there is a statute saying a person is immune from civil suit, doesn't mean the statute is constitutional, and if someone wants to push it, you become the the test case. For example, you shoot and kill an armed robber. No criminal charges are pressed, but you are sued. The suit is thrown out because of the newly enacted statute, but the family of the deceased appeals.
The appellate court decides that people should have the right to sue, regardless of what the prosecutor thinks, so you end up back in court. You appeal the appellate court decision to the state's supreme court, and loose that case too.
Bottom line, is you have now spend $20k on legal fees, before you even start arguing whether or not you were justified.
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