Having every answer I can think of yields two results, yes and no.
I would say no, you can't carry. You can own a handgun under 21, but you can't buy one new. Each state is different, the easy way to find out is to call your local police department and if they say no, talk about what you've found on your own, and cite the sections you found it under so they can look at it.
That's my advice. Don't ask people on the internet or friends. Do you own your car or do your parents own it? If they own it then it's not technically YOUR property, it's theirs.
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