I keep 30 in most M16 mags, if the last on was tight going in I'll take it out.
as for my personal pistols, I don't top off. I usually don't even keep a round in the chamber unless I'm somewhere I think of as unsafe.
I can't see how 16 rds is going to do anything more than 14, but there are plenty of times when I need to make a pistol safe and don't want a loose round floating around.
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