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I was about to submit a post but BillCA said everything I was going to and better. Bill, well done, I agree 100% (including the 'MAX carnage' reprimand).
In my experience, a wheel gun is easier to understand, and operate safely and consistently under less than ideal circumstances. I keep a 4" 686+ under the bed with Hydraskock .38+p ammunition. Why .38 and not .357? To reduce noise and muzzle flash which, in the middle of the night, can significantly reduce the effective deployment of follow-up shots, if needed.
I have owned and used many other firearms in many calibers. I have rarely run up against a bad one. However, for the requirements outlined in the original post, I would recommend the .357.
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