Not much home invasion around here that I've heard of. One happened a while back about halfway across the state, maybe last year, but the half wits that did it were caught quickly. I just keep everything loaded all the time, so I know whatever I pick up is ready to go. Critters are more likely to be a problem than people. The cloest neighbor came home a few weeks ago in the midle of the night to find a black wolf in his yard. I asked if he'd seen anything else, and he said he'd seen bear and Mt lion tracks in the yard.
Not much of a problem reaching a gun in my house, it's a one room cabin.