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I am pretty sure its due to people trying to finance AR purchases.
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That's how I just got a used Savage 111 in 270 with scope sling, detach box mag and 48 rounds for $290!! (Although for him it was an AK he was after.) First time shooting it was a mixed bag, I actually have a thread about it right now. I know not all used guns are good guns, but I'm very happy with my purchase.