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What I am saying, for the umpteenth time,...
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What I'm saying is that there has to be a limit to that preparation. Otherwise, we're all driving armored cars and wearing kevlar. Since we're not, pretty much everyone agrees with me, including you, unless you ARE driving an armored car.
On the spare tire issue? Sometimes I do, sometimes I don't. I have a car that I use for drag racing that I don't keep a spare tire in, even when I drive on the street. Am I concerned that I don't have enough tires with me when I drive? No.