Seems to be a gray area between "purpose of livelihood and profit" and "personal use". What if a person reloads ammo say for club members or friends at cost. Certainly would not be for "purpose of livelihood and profit" but isn't for "personal use" either.
On the other hand the liability aspect is a place I certainly wouldn't want to go. I'm probably far enough out on a limb as it is just by teaching friends how to re-load and letting them use my equipment to load their own though, knock on wood, hasn't been a mishap worse than a failure to fire among a half dozen friends and thousands of rounds.
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