"With a IWB or OWB, you have to jerk your shirt up with your off hand and draw with your strong hand."
Maybe, maybe not, depending on physique, technique and manner of dress. But you do not "have to" use your off hand, and in my experience most do not.
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Meriam Webster's: Main Entry: ci·vil·ian Pronunciation: \sə-ˈvil-yən also -ˈvi-yən\, Function: noun, Date: 14th century, 1: a specialist in Roman or modern civil law, 2 a: one not on active duty in the armed services or not on a police or firefighting force b: outsider 1, — civilian adjective
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