I do the same thing with handgun loads that I do with rifle loads... Which is actually the opposite of what you do....
I look at several official sources and start at the LOWEST low and work toward where I want to be, rarely exceeding the highest max load published.
Admittedly, nowadays with QuickLoad for reference, published data is little more than a sanity check against Quickload predictions. So I don't necessarily follow this exact pattern anymore.
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Nobody plans to screw up their lives...
...they just don't plan not to.
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