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Nobody wants to lose a weapon, but losing a weapon is cheap compared to losing your life or losing a loved one. The notion of it being confiscated would be the least of my worries.
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Exactly, if you're in a situation where you have to shoot someone you want the best you have available.
Why are you worried only about losing the NFA guns? What about the non NFA gun you would use? Do you really want to lose your $800 1911? Perhaps one should use a Jennings or a baseball bat for defense since their loss will not be as harshly felt economically.
Needlessly cheaping out on a defensive gun makes as much sense as a skydiver cheaping out on his reserve parachute. If all you can afford is a single shot shotgun, fine, but if you're buying $1,500 AR's then you need to make sure you have something better.