Dave.
If that is comfortable for you, carry away. I have a holster for my P97 which I generally sit at 12. Took my safety class with it, got a couple of odd looks. Even the instructor asked if'n it was comfortable. I thought it was. (It is OWB, and if you wanna see it, go look for the Carjacker Crossdraw from Andrews Custom Leather.)
Your scenario...
IMO, at that point your gun is better as a club than as a gun. That is a scenario for a good knife.
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