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1. Have everyone write you checks or have a certified check from a bank.
2. Buy a Smart Phone and download the app where you can take a picture of a check to have instant deposits.
Ok, just kidding. To answer your question, either a 357 SIG or load up your 9mm with some +P or +P+. 357 SIG is a beast for penetration and +P 9mm can get you within +/- 50 FPS of the SIG.
Maybe an AR pistol??
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