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As to the use of deadly force in that situation, it depends on where you live. In some states you have to think your life is in danger and some even require an effort at retreat.
Florida says your life, or the life of others are in danger, or to prevent a violent felony, such as armed robbery.
So depending on your state, you may have been in your right to shoot.
But ankle holster, without one in the chamber? Try to shoot in that situation, and you're going to die.
I'd reconsider your carry method.
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