If you won't be concealing it (in which case the 686 is a bit large for that), then I'd recommend the 627 ever time. The PC guns are just a joy to shoot, but if S&W is still making the Pro series, you may want to look at that one to save a bit of cash.
The 686 is a nice gun, but the bigger gun is just that much easier to handle (for me, anyway).
It's hard to make a bad choice here, so don't worry about regretting it. I think you'd be pleased with your purchase whether it's a 627 or 686.
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