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I would be very surprised if the Factory wouldn't repair that finish if you send it back to them.
I have a M442 with satin nickel finish that I have carried every day from 1993 until today. I fire it every trip to the range. In 2003 I noticed that the nickel was peeling on the front of the cylinder. I sent it in to S&W and it was completely refinished and returned at no charge.
I know the two guns are different in material and finish. My point is that, unless there is evidence of some misuse, the Factory is usually good about repairing modern guns.
Bob
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